Portfolio and Watchlist

Portfolio and watchlist tools help you separate stocks you own from stocks you are only monitoring.

Use Portfolio for holdings you own or seriously model as holdings. Use Watchlist for ideas you want to research later.

Portfolio vs Watchlist

Area	Use it for
Portfolio	Holdings, quantities, purchase prices, allocation, performance, and portfolio-level analysis.
Watchlist	Stocks you want to monitor before deciding whether they belong in a portfolio.

This separation matters. A stock can look interesting in research but still be wrong for your portfolio because of concentration, risk, or time horizon.

My Portfolios

Use My Portfolios to create and manage portfolio views.

You may use portfolios to:

• Track holdings.
• Review allocation.
• See performance context.
• Compare stock-level research with portfolio-level exposure.
• Revisit saved portfolio reports.

Creating a Useful Portfolio

A useful portfolio starts with clean holdings. Before relying on portfolio analysis, make sure each holding is accurate.

Important fields usually include:

Field	Why it matters
Stock name or symbol	Connects the holding to the correct listed stock.
Quantity	Determines position size and total value.
Purchase price	Helps calculate gain or loss.
Purchase date	Helps you understand holding period and report context.
Notes	Optional context such as strategy, reason for purchase, or follow-up action.

Use simple portfolio names such as Long Term, Trading, Family, or Learning Watch so you can recognize the purpose later.

Upload Portfolio

Portfolio upload is useful when you already have holdings in a file.

Before uploading:

• Use the file format shown in the app.
• Check stock symbols and company names.
• Confirm quantities and purchase prices.
• Remove blank rows or merged cells if the upload fails.
• Start with a smaller file if a large upload has problems.

After uploading, review the imported holdings before relying on portfolio results.

Upload Checklist

Before trying again after a failed upload:

1. Remove extra title rows above the table.
2. Make sure each holding is on its own row.
3. Keep one symbol or stock name per row.
4. Use plain numbers for quantity and price.
5. Use a consistent date format.
6. Remove merged cells.
7. Save a copy of the original file before editing it.

If the app shows a sample format, match that sample first. It is better to upload a clean small file than a complex file with hidden formatting.

Portfolio Analysis

Portfolio analysis helps you review the group of holdings together instead of one stock at a time.

It may help answer:

• Am I too concentrated in one stock or sector?
• Which holdings are helping or hurting performance?
• Does my portfolio depend too much on one theme?
• Are risk notes different when stocks are viewed together?
• Has a saved report become stale because holdings changed?

What Portfolio Analysis Helps You Notice

Area	What it means
Stock concentration	One holding may be too large compared with the rest.
Sector concentration	Too many holdings may depend on the same industry.
Portfolio risk	The group may move sharply even if individual stocks look acceptable.
Overlap	Multiple stocks may react to the same market event.
Weak holding	A stock may look weaker than the rest of the portfolio.
Strong contributor	A stock may be driving most of the gain.

Portfolio analysis is different from stock analysis. A good stock can still make a portfolio riskier if you already own similar stocks.

Saved Portfolio Reports

Saved reports and fresh report generation are different.

You may be able to read a saved report even when a new report is not currently available for your account. If the portfolio changed after the saved report was created, generate a fresh report when available before relying on it.

Check saved reports for:

• Report date.
• Portfolio name.
• Holdings at the time of the report.
• Any warning, locked, or limit message.
• Whether the report still matches your current holdings.

Watchlists

Use watchlists to monitor ideas without treating them as owned positions.

Good watchlist uses:

• Track stocks you want to research.
• Keep sector ideas separate.
• Monitor chart setups or news-driven names.
• Review stocks before adding them to a portfolio.

Avoid using a watchlist as a replacement for a portfolio. It does not show real allocation or position size.

Good Watchlist Categories

You can organize watchlists by:

• Sector ideas.
• Long-term candidates.
• Short-term chart setups.
• News-driven stocks.
• Stocks to research later.
• Stocks you already own but want to monitor separately.

Keep watchlists focused. A very large watchlist becomes hard to review.

How to Review a Portfolio

1. Confirm holdings are up to date.
2. Review total value and allocation.
3. Check concentration by stock and sector.
4. Open stock-level reports for the largest or riskiest holdings.
5. Review portfolio analysis when available.
6. Compare saved report date with current holdings.
7. Decide what needs follow-up, not just what looks positive.

Common Problems

Problem	What to check
Portfolio value looks wrong	Quantity, purchase price, stock symbol, and whether prices have updated.
Upload failed	File type, required columns, blank rows, symbols, and date format.
A stock is missing	Confirm it was added to the correct portfolio or watchlist.
Report looks old	Check report date and whether holdings changed later.
Tool looks locked	Check the message shown in the app and the live pricing page.

Portfolio Terms

Term	Meaning
Holding	A stock position in your portfolio.
Allocation	How much of your portfolio belongs to a stock or sector.
Gain or loss	Difference between current value and purchase value.
Unrealized gain or loss	Gain or loss on a holding you still own.
Realized gain or loss	Gain or loss after a holding is sold.
Diversification	Spreading exposure across stocks or sectors.
Concentration	Too much exposure to one stock, sector, or theme.
Rebalance	Adjusting holdings so the portfolio better matches your intended structure.

Best Practices

• Keep holdings accurate before running portfolio analysis.
• Use watchlists for ideas, not ownership.
• Review concentration before adding another stock from the same sector.
• Do not rely on an old portfolio report after changing holdings.
• Use stock reports and portfolio reports together.
• Keep notes on why a stock is in a portfolio or watchlist.
• Review large holdings more often than small research ideas.
• Treat upload results as something to verify, not something to trust blindly.

Next Steps

• Research workflows
• Stock Analysis
• Plans and Access